:root{--navy:#173650;--blue:#235b6f;--teal:#2c7880;--ink:#23313c;--muted:#63717b;--paper:#f6f8f9;--line:#dce4e8;--white:#fff;--gold:#d7a84b;--shadow:0 14px 36px rgba(23,54,80,.10);--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);line-height:1.62;background:#fff}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(1120px,calc(100% - 40px));margin:auto}.topbar{background:var(--navy);color:#e9f1f5;font-size:.82rem;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:20px}.brand{display:flex;align-items:center;gap:11px;color:var(--navy);font-weight:800;letter-spacing:-.04em;font-size:1.35rem}.brand-mark{width:39px;height:39px;border-radius:12px;background:linear-gradient(145deg,var(--navy),var(--teal));display:grid;place-items:center;color:white;font-size:1.25rem}.brand small{display:block;font-size:.61rem;letter-spacing:.12em;color:var(--muted);font-weight:700;margin-top:-3px}.nav-links{display:flex;align-items:center;gap:22px;font-size:.91rem;font-weight:650}.nav-links a{color:#344653}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:999px;background:var(--teal);color:white;font-weight:750;border:1px solid var(--teal);transition:.2s}.nav-cta:hover,.btn:hover{background:var(--navy);color:white;text-decoration:none;border-color:var(--navy)}.btn.secondary{background:white;color:var(--navy);border-color:#cbd8df}.btn.secondary:hover{background:#edf3f5}.menu-toggle{display:none;border:1px solid var(--line);background:white;border-radius:10px;padding:9px 12px;color:var(--navy);font-size:1.1rem}.hero{background:radial-gradient(circle at 82% 15%,rgba(68,145,151,.25),transparent 30%),linear-gradient(125deg,#102f49 0%,#1e5268 62%,#347d83 100%);color:white;padding:84px 0 78px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:55px;align-items:center}.eyebrow{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:#a9d7d6}.hero h1{font-size:clamp(2.5rem,5vw,4.45rem);line-height:1.06;letter-spacing:-.055em;margin:16px 0 20px;max-width:720px}.hero p{font-size:1.13rem;color:#e1edf0;max-width:630px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero .btn{background:#fff;color:var(--navy);border-color:#fff}.hero .btn.secondary{background:transparent;color:white;border-color:rgba(255,255,255,.5)}.hero-card{background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.2);border-radius:24px;padding:27px;backdrop-filter:blur(8px);box-shadow:0 20px 55px rgba(0,0,0,.12)}.hero-card .mini-label{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:#c1e0df;font-weight:800}.hero-card h2{font-size:1.55rem;line-height:1.2;margin:10px 0}.hero-card p{font-size:.95rem}.dealer-stamp{display:inline-flex;align-items:center;gap:9px;background:#fff;color:var(--navy);padding:10px 14px;border-radius:12px;font-weight:850;font-size:.79rem;letter-spacing:.04em;margin-top:14px}.dealer-stamp span{display:block;font-size:.66rem;color:#536675;font-weight:650;letter-spacing:0}.section{padding:76px 0}.section.soft{background:var(--paper)}.section-head{max-width:720px;margin-bottom:34px}.section-head .eyebrow{color:var(--teal)}h2.section-title{font-size:clamp(1.9rem,3.2vw,2.75rem);line-height:1.14;letter-spacing:-.04em;color:var(--navy);margin:9px 0 13px}.section-head p{color:var(--muted);font-size:1.04rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 6px 20px rgba(23,54,80,.035)}.card-icon{width:45px;height:45px;border-radius:13px;background:#e9f2f3;color:var(--teal);display:grid;place-items:center;font-size:1.25rem;margin-bottom:16px}.card h3{color:var(--navy);font-size:1.18rem;line-height:1.3;margin:0 0 9px}.card p{color:var(--muted);margin:0 0 15px;font-size:.95rem}.text-link{font-weight:800}.split{display:grid;grid-template-columns:1fr 1fr;gap:45px;align-items:center}.feature-panel{background:linear-gradient(150deg,#edf4f5,#f7fafb);border:1px solid var(--line);border-radius:24px;padding:30px}.feature-panel h3{color:var(--navy);font-size:1.4rem;margin:0 0 12px}.check-list{list-style:none;padding:0;margin:18px 0}.check-list li{padding:9px 0 9px 30px;position:relative;border-bottom:1px solid #e2e9ec}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:900}.callout{background:var(--navy);color:white;border-radius:24px;padding:36px;display:flex;justify-content:space-between;align-items:center;gap:24px}.callout h2{font-size:1.8rem;line-height:1.2;margin:0 0 8px}.callout p{color:#dce8ed;margin:0}.callout .btn{white-space:nowrap;background:white;color:var(--navy)}.page-hero{background:linear-gradient(120deg,#edf4f5,#f8fafb);padding:62px 0;border-bottom:1px solid var(--line)}.page-hero h1{color:var(--navy);font-size:clamp(2.2rem,4vw,3.5rem);line-height:1.1;letter-spacing:-.05em;margin:8px 0 13px}.page-hero p{color:var(--muted);font-size:1.1rem;max-width:760px}.article{max-width:850px;margin:auto;padding:55px 0 75px}.article h2{color:var(--navy);font-size:1.55rem;margin-top:35px}.article h3{color:var(--blue);font-size:1.12rem}.article p,.article li{color:#45545f}.article .answer{background:#edf4f5;border-left:4px solid var(--teal);padding:18px 20px;border-radius:0 12px 12px 0;color:#29404b}.notice{background:#fff8e9;border:1px solid #f0dfb8;padding:16px 18px;border-radius:12px;color:#5b4a27;font-size:.91rem}.provider-box{border:1px solid var(--line);border-radius:20px;padding:27px;background:white;box-shadow:var(--shadow)}.provider-box .dealer-stamp{background:#edf4f5;border:1px solid #cddfe2}.provider-box h2{color:var(--navy);margin-top:0}.form-shell{background:var(--paper);padding:26px;border-radius:18px;border:1px solid var(--line)}.form-shell label{display:block;font-weight:700;color:var(--navy);margin:13px 0 5px}.form-shell input,.form-shell select,.form-shell textarea{width:100%;border:1px solid #cbd7dd;border-radius:10px;padding:12px;font:inherit;background:white}.form-shell button{margin-top:17px;cursor:pointer}.site-footer{background:#102c43;color:#e2edf1;padding:52px 0 22px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:35px}.site-footer h3{color:white;margin-top:0}.site-footer p,.site-footer a{color:#c4d4dc;font-size:.9rem}.footer-links{display:grid;gap:8px}.footer-bottom{border-top:1px solid rgba(255,255,255,.16);margin-top:32px;padding-top:18px;color:#a9bdc7;font-size:.8rem}.disclaimer{font-size:.79rem;color:#b8cbd4;max-width:900px;margin-top:18px}.pill{display:inline-block;border-radius:999px;padding:5px 10px;background:#e9f2f3;color:#235b6f;font-weight:800;font-size:.72rem}.muted{color:var(--muted)}.grid-two{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.faq details{border-bottom:1px solid var(--line);padding:17px 0}.faq summary{cursor:pointer;color:var(--navy);font-weight:800}.faq details p{color:var(--muted)}.small{font-size:.84rem;color:var(--muted)}
@media(max-width:850px){.nav-links{display:none;position:absolute;top:78px;left:0;right:0;background:white;border-bottom:1px solid var(--line);padding:20px;flex-direction:column;align-items:stretch;gap:15px}.nav-links.open{display:flex}.menu-toggle{display:block}.nav-cta{display:none}.hero-grid,.split{grid-template-columns:1fr;gap:28px}.hero{padding:60px 0}.cards{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.callout{align-items:flex-start;flex-direction:column}}
@media(max-width:560px){.container{width:min(100% - 30px,1120px)}.cards,.grid-two,.footer-grid{grid-template-columns:1fr}.section{padding:55px 0}.hero h1{font-size:2.65rem}.hero-card{padding:22px}.callout{padding:26px}.page-hero{padding:45px 0}.brand{font-size:1.15rem}}

.mobile-callbar{display:none}
@media(max-width:700px){.mobile-callbar{display:block;position:fixed;z-index:50;left:0;right:0;bottom:0;background:#173650;padding:10px 14px;box-shadow:0 -8px 24px rgba(0,0,0,.16);text-align:center}.mobile-callbar a{display:block;background:#fff;color:#173650;font-weight:850;border-radius:999px;padding:12px;text-decoration:none}.site-footer{padding-bottom:95px}}